Overview

Farm Credit Mid-America is a cooperative that delivers critical financial services to farmers and agribusinesses throughout Indiana, Ohio, Kentucky, Tennessee, Arkansas, and Missouri. As a cooperative, Farm Credit Mid-America is owned by its members, which influences its commitment to ethical practices and community-oriented initiatives.

Financial Products and Services

Farm Credit Mid-America provides a broad array of financial products tailored for agricultural operations. These include farm real estate loans, operating lines of credit, and equipment financing. They also offer specialized loans for livestock purchases and farm vehicles. Their Crop Insurance Planning services, along with livestock and dairy insurance, are designed to protect farmers from unforeseen events and help manage risk.

Cash Management and Financial Tools

With Farm Cash Management®, farmers can benefit from competitive interest rates and enhanced accessibility to funds. The disbursement card allows farmers to earn cash back on everyday purchases while seamlessly accessing their operating line of credit. For convenience and efficiency in daily financial management, Farm Credit Mid-America offers an online banking platform and the 'myAccount' service, where customers can track loan status and manage transactions securely.

Loan Calculator

Farm Credit Mid-America's Farm Loan Payment Calculator is a valuable tool for farmers planning major purchases, such as farmland or equipment. By entering loan details like amount, interest rate, and term, users can estimate payments and align them with their cash flow needs.

Commitment to Community

Farm Credit Mid-America is deeply involved in rural community development and the future of agriculture. Through partnerships and programs, they invest in agricultural education, support young and beginning farmers, and are actively involved in youth programs such as 4-H and FFA. Their Patronage Program underscores their cooperative ethos, returning a portion of annual earnings to eligible customer-owners.

Local Engagement

Farm Credit Mid-America operates local offices across its service regions, including a notable presence in Campbellsville, Kentucky, where farmers can connect directly with their team to discuss lending and financial options.

Convenient Payment Options

Understanding the diverse needs of their customers, Farm Credit Mid-America provides multiple payment options, including online and phone payments, debit card usage for loans, and credit card options for fees. Customers can also set up recurring payments through their online tools for enhanced convenience.